How Long Does It Take To Get Money From Payactiv?

Get Money From Payactiv

Did you know that around two-thirds of American workers are in debt because bills and rent are due before their paycheck comes in? This is a staggering figure.

Bridging the gap between payments and getting paid is vital in keeping hard-working people out of unnecessary debt and the economy up and running. Payactiv is a service that endeavors to do this, providing people with financial stability while giving a sense of dignity back to the general population. 

What Is Payactiv?

On the surface, Payactiv certainly sounds great, but what exactly is it and does it live up to what it promises? Let us tell you.

While on the outset it might seem like Payactiv hands out loans, the main goal is to pay wages that have been worked – but not yet paid – as an advance payment. This allows people to access money that they are entitled to and will receive at some point, a little earlier.

It’s important to note that there is a $5 transaction fee for these wages. Many like to think of it as the few dollars you might pay when you go to get cash out of an ATM. 

Who Can Use It?

Anyone and everyone can use Payactiv or the Payactiv app. 

Even if your employer is not signed up to use Payactiv, you can still use their services to access your paycheck up to 2 days earlier than scheduled. 

If you’re a company wanting to use Payactiv for your employees, this is also very easy to do. It simply works with existing systems so that your employees can access their money a little earlier and will also come at no extra cost to your business. Payactiv fronts the money and it is then taken out the next paycheck, at no extra cost or impact to you. 

How Long Will It Take for My Money to Arrive?

Once you’ve requested your money through your Payactiv login, the amount of time it will take for the money to get to you will depend on how you’ve asked for it to be sent.

If you have a Payactiv Card, any transfers are instant. And yes, that’s 24 hours a day, 7 days a week, and 365 days a year.

For a bank account transfer, this will be completed within 48 hours. This is the same for any other debit or prepaid card. If you need the money instantly, transfers can be made for an additional $1.99 per transaction.

After 12:50 pm from Monday to Friday, bank transfers will be processed the next business day. You can visit to find out more.

The Wrap-up

Using Payactiv, as an employee or employer, is a great way for Americans to access the money that they deserve earlier. This can greatly help with bill and rent payments and can aid hard-working people in staying out of dreaded debt.

Payactiv also offers other free incentives that can be taken advantage of, including budgeting tools and financial literary services, to name a few.