Are you a late-night online impulse shopper? A busy socialite who can’t say no to a night out on the town? A tech addict who is always first in line to buy a new gadget? Whatever the reason, keeping track of your money can be hard. Luckily, there are 5 budgeting apps out there that can simplify the process of keeping an eye on your expenses. Sometimes all it takes to curb your spending is a clear way to see where your money is going.
A low-cost or free budget app can be enough to save you cash every single month. In my search for the best budget app, I have compiled a list of five excellent choices that are ideal for digital natives. Read on to discover five excellent apps that will force you to make a plan for your money!
Pocketguard is for the user whose personal finance problems center around overspending. It’s one of the best android budget apps for those who tend to go overboard with impulse buys.
How often have you signed up for a subscription box service, only to forget to cancel it? Sure, surprise mail is fun, but surprise charges each month can lead to financial struggles. If subscriptions are your weakness, the subscription cancellation feature can save you a lot of cash!
Mint is a popular budgeting app, and 25 million users can’t be wrong! It includes a general spending tracker, plus a tracker specifically for tracking investments. You can also access your TransUnion credit scores right from the app.
You can sync your existing financial accounts with the app, which makes it very easy to begin tracking. It’s designed to be user-friendly and intuitive.
Zeta is an important addition to the list for those of us in relationships. It’s an app designed for budgeting and managing bills when you’re not the only one paying. Zeta allows couples to sign up for a joint bank account right in the app, which is a great first step for newlyweds.
4. You Need A Budget
You Need a Budget, or YNAB claims that users can save more than $6000 during their first year. That’s because it offers a complete budget makeover, allowing you to see your expenses in a new light. While it offers many automated features, it’s also an excellent manual budget app.
On YNAB, you will assign a purpose to every single dollar that you account for. The proactive approach can save you hundreds in your first two months!
If you’re budgeting with friends, Spendee is for you. It’s excellent for roommates who are sharing a majority of their expenses each month. It allows you to create and manage shared wallets so that everyone will always be on the same page when it comes to where the money is going.
The bill tracker is an especially useful function for roommates or cohabitors. You will never miss a bill, and you’ll always have the cash to pay it off in full!
Let Budgeting Apps Transform Your Spending
You don’t need to sit at home and twiddle your thumbs to save money. Sometimes putting a plan in place is all you need to do. Great budgeting apps will help you to keep an eye on where your money is going!
Did this article lead you to the app store? Might as well read up on some other cool apps while you’re here! Check out the rest of the blog for more informative posts about the best apps for your lifestyle.